Sign the right finance deal while the customer is still behind the wheel.

The customer tells you what they can spend each month. Five hundred euros. You type the number in, and Rettifilo explores thousands of combinations in a few tenths of a second. Only the options that fit their real budget stay on the screen. You stop starting from the product and pulling the customer towards the payment. You start from what they can genuinely afford, and show them what fits inside it.

The balloon payment is a powerful tool. When it is out of balance it cuts both ways: the customer signs a low instalment today, and four years later has to settle more than the car is worth. Rettifilo has a filter that removes every combination where the final balloon exceeds the residual value. In plain terms: after four years the customer changes car without paying anything out of pocket. No surprises. No customers who avoid the dealership.

Today the salesperson opens with the lowest rate, afraid of losing the customer over five euros a month. Once that anchor is set, it never moves. And by the time the extras come up — extended warranty, glass etching, insurance — it is already too late.

With Rettifilo the salesperson sees straight away how much each combination earns. They sell the margin they chose, not the margin that happens to be left. If a discount is needed to close, they decide it — with the numbers in front of them, not in the dark.

Rettifilo was designed for the phone before the desktop. The salesperson never walks back to the computer to change a scenario. The customer never cools down. The negotiation carries on where it really happens — next to the car.